Digirich
Turn every rupee you save into real gold.
Buy pure gold from just ₹10, set a daily or monthly auto-save, and sell back at the live price whenever you need cash. Every gram is physical gold, held in an insured vault in your name.
Gold savings that run on their own.
No locker, no making charges, no trip to the jeweller. Three steps and your savings start stacking up in grams.
Sign up with your mobile
Verify with a one-time password and complete a quick KYC. You're ready to buy in under two minutes.
Buy once, or put it on auto-save
Pick an amount in rupees or grams. Set a daily, weekly or monthly auto-save and Digirich buys at the live rate for you.
Sell when you need it
Sell any amount back at the live sell rate and the money goes straight to your bank account.
Small amounts. Real grams.
Shown at an illustrative rate of ₹10,240/g, before GST. Real grams depend on the live rate on each purchase day, and gold prices can go down as well as up.
Not a number on a screen. Gold in a vault.
Every gram you buy on Digirich is backed one-to-one by physical gold, bought on your behalf and stored until you sell it.
Sourced from Augmont
Your gold comes from Augmont, one of India's leading gold refiners, bought at the live market rate the moment your payment clears.
Stored in an insured vault
Your gold sits in high-security vaults, insured for its full value and recorded in your name, gram for gram, until the day you sell it.
Payments you already trust
Pay by UPI, card or netbanking through Razorpay. Sale proceeds go only to your verified bank account.
Questions, answered.
Everything you need to know before buying your first gram. Can't find your answer? Talk to us.
Digital gold lets you buy real 24K, 999.9 pure gold online in any amount, even a fraction of a gram. For every gram you see in the app, physical gold is bought and stored for you in an insured vault.
Yes. Your gold is sourced from Augmont, one of India’s leading gold refiners, and kept in high-security, fully insured vaults. Your holding is recorded in your name, gram for gram.
You can start with just ₹10. Buy once whenever you like, or set a daily, weekly or monthly auto-save and Digirich buys gold for you at the live rate.
Open the app, tap Sell and choose an amount in rupees or grams. You sell at the live sell rate and the money is sent to your verified bank account.
Gold purchases carry 3% GST, as with any gold you buy in India. The buy and sell rates are shown upfront before you confirm, so you always know exactly what you pay and get.
Yes. A quick one-time KYC keeps your account secure and makes sure sale money only goes to you. It takes a couple of minutes inside the app.